Including 3-year financials.

This is what $5K consultants used to charge for.

The prompt:

1. You are an expert business strategist and financial modeler. Given the following inputs:  
2. – Business name: {NAME}  
3. – Industry / product description: {DESCRIPTION}  
4. – Target customers: {TARGET_CUSTOMERS}  
5. – Key assumptions (growth rate, conversion, ARPU, costs): {ASSUMPTIONS}  
6.  
7. Produce a full investor-ready business plan with these sections: 
8.  
9. 1) Executive summary (one paragraph) 
10. 2) Company overview (mission, value prop, product) 
11. 3) Market analysis (TAM/SAM/SOM estimates, target customer personas, top competitors, trends/opportunities) 
12. 4) Business model & monetization (pricing, unit economics) 
13. 5) Go-to-market: marketing & sales strategy (channels, sample 90-day plan) 
14. 6) Financial projections: 3-year P&L, cash flow summary, and break-even analysis with clear assumptions and formulas (present numbers in table format) 
15. 7) Risk analysis and mitigation 
16. 8) Implementation timeline with milestones for 12 months (quarterly OKRs). 
17.  
18. Keep the plan concise and formatted with headings. If any input is missing, note the assumption you used. 
19. “` 
20.  
21. What it generates: 
22.  
23. Everything investors want to see: 
24.  
25. ✅ Executive summary 
26. ✅ Market analysis (TAM/SAM/SOM) 
27. ✅ Competitor landscape 
28. ✅ Unit economics 
29. ✅ 90-day GTM plan 
30. ✅ 3-year P&L with tables 
31. ✅ Cash flow projections 
32. ✅ Break-even analysis 
33. ✅ Risk mitigation 
34. ✅ 12-month implementation roadmap 
35.  
36. In under a minute. 
37.  
38. How to use it: 
39.  
40. Fill in the brackets: 
41.  
42. {NAME} = Your company name 
43. {DESCRIPTION} = “AI-powered accounting software for freelancers” 
44. {TARGET_CUSTOMERS} = “Freelancers earning $50K-$200K/year” 
45. {ASSUMPTIONS} = Your numbers 
46.  
47. Pro tip for assumptions: 
48.  
49. Paste a simple table after the prompt: 
50. “` 
51. Year 0 revenue: $0 
52. Monthly growth rate: 5% 
53. CAC: $100 
54. ARPU: $30/month 
55. Churn: 5%/month 
56. Operating costs: $10K/month 

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ChatGPT will use these to build realistic projections.

What makes this prompt powerful:

Most people ask ChatGPT: “Write me a business plan.”

And get generic garbage.

This prompt is structured like a consultant would think:

1. Clear role assignment (“expert business strategist”)
2. Specific inputs required
3. Exact output format
4. Financial modeling instructions
5. Assumption handling

It forces rigor.

The financial projections are legit:

ChatGPT will:

• Calculate monthly recurring revenue
• Project customer acquisition
• Model churn impact
• Estimate cash burn
• Determine break-even month

With actual formulas shown.

You can verify the math.

Adjust the assumptions.

Re-run instantly.

Where this actually helps:

Fundraising prep: Get the structure right before hiring a consultant

Pitch deck support: Pull sections directly into slides

Internal planning: Align team on growth assumptions

Accelerator applications: Most want a basic plan

Reality check: See if your idea makes financial sense

Where it falls short:

It can’t:

• Validate your market research
• Know your actual competitors
• Predict real conversion rates
• Replace due diligence

It’s a starting point, not a finished product.

But it’s a REALLY good starting point.

The old way:

Hire consultant: $5K-$15K Wait time: 2-4 weeks Revisions: Painful Ownership: You paid but they “own” the model

The new way:

Paste prompt: Free Wait time: 60 seconds Revisions: Instant Ownership: 100% yours

Customizing for different business types:

SaaS: Add “focus on MRR, LTV:CAC ratio, and expansion revenue”

E-commerce: Add “include inventory costs, shipping margins, and return rates”

Marketplace: Add “two-sided growth dynamics and take rate optimization”

Services: Add “utilization rates and service delivery costs”

Just append to the prompt.

The iteration workflow:

1. Run the prompt with initial assumptions
2. Review the output
3. Adjust assumptions based on reality
4. Re-run in 30 seconds
5. Repeat until numbers make sense

This is how you pressure-test your idea.

Real example outputs:

I tested this with:

“AI resume builder for job seekers”

It generated:

• TAM of $2.3B (validated against real data)
• Competitive analysis of 8 players
• Pricing strategy ($29-$99/month)
• Break-even at month 14 with assumptions shown

Took 45 seconds.

Why this matters now:

Investors are seeing 100+ decks per week.

The ones with clear financials get meetings.

The ones with “hockey stick projections” and no math get ignored.

This prompt forces you to:

• Think through unit economics
• Model realistic growth
• Identify risks early
• Show you’ve done the work

Even if AI helped.

The limitation nobody mentions:

ChatGPT will be optimistic.

It assumes:

• Conversion rates work
• Churn stays low
• Growth is consistent
• Competition doesn’t react

Real life is messier.

So multiply your timeline by 1.5x.

Cut your revenue projections by 30%.

That’s closer to reality.

The ethical question:

Should you tell investors AI generated this?

My take: No, because you’re not claiming AI did the thinking.

You:

• Provided the assumptions
• Validated the logic
• Own the strategy

AI just formatted it faster than Excel would.

That’s fine.

Where to go from here:

Use this prompt to:

1. Draft your initial plan (60 seconds)
2. Validate assumptions with real research
3. Adjust numbers based on market data
4. Share with advisors for feedback
5. Refine before showing investors

It’s a tool, not a shortcut.

But it’s a REALLY good tool.

The future of business planning:

AI handles structure and math.

Humans handle strategy and validation.

The founders who win will use both.

The ones who think AI replaces thinking will fail.

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Return to Bomb Alley 1982 – The Falklands Deception, by Paul Cardin

Amazon link

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I’ve been very busy … I’ve needed to be. Below are 101 examples of Wirral Labour / Tory / LibDem scandals, abuse of disabled people, corruption, lies, cover-ups, distortions, conflicts of interest, whitewash investigations, kickbacks, cronyism, control of the local media, gags, bumper pay-offs and clean bills of health to the guilty … and much more … all gathered over the last 10 years.

http://paulcardin.substack.com