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THIS MESSAGE IS ADDRESSED TO ALL WIRRAL COUNCILLORS AND MPs
Dear Wirral Councillors, et al.
I will great straight to the point here. Today, I find I have a sombre duty to advise you that you will be found personally and serially liable as and when the ticking time bomb beneath future ElectroMagnetic Frequency (EMF) adverse effects-related personal injury claims explodes.
As I’ve informed you repeatedly in the past, right across Wirral, it is TRUE that all of your approved 5G installations are not covered by any insurance. Because the companies who could be involved have refused.
Please don’t imagine for one second that you will one day be in a position to conceal yourself behind official committees or complicit senior officers or any other lame excuse for failed accountability.
Please click the following link to an important .pdf document which underlines why e.g. top insurance company Swiss RE will not be insuring the 5G installations that you people are currently approving on a whim, without correct scrutiny, and without a backward glance.
https://expose-news.com/wp-content/uploads/2025/07/Swiss-Re-SONAR-2019-report.pdf
I am not abusing you, Councillor Stuart Kelly.
This is factual information, Councillor Andrew Gardner.
I am here to help you, and in order to assist you further, here is a useful excerpt containing all 5G-related topics held at the above link (my emphasis):
Off the leash – 5G mobile networks
5G – short for fifth generation – is the latest standard for cellular mobile communications. Providing ultrafast broadband connection with higher capacity and lower latency, 5G is not only heaven for your smartphone. It will enable wireless connectivity in real time for any device of the Internet of things (IoT), whether that be autonomous cars or sensor-steered factory. In doing so, it will allow decentralised, seamless interconnectivity between devices. To allow for a functional network coverage and increased capacity overall, more antennas will be needed, including acceptance of higher levels of electromagnetic radiation. In some jurisdictions, the rise of threshold values will require legal adaptation. Existing concerns regarding potential negative health effects from electromagnetic fields (EMF) are only likely to increase. An uptick in liability claims could be a potential long-term consequence. Other concerns are focused on cyber exposures, which increase with the wider scope of 5G wireless attack surfaces. Traditionally IoT devices have poor security features. Moreover, hackers can also exploit 5G speed and volume, meaning that more data can be stolen much quicker. A large-scale breakthrough of autonomous cars and other IoT applications will mean that security features need to be enhanced at the same pace. Without, interruption and subversion of the 5G platform could trigger catastrophic, cumulative damage. With a change to more automation facilitated by new technology like 5G, we might see a further shift from motor to more general and product liability insurance. There are also worries about privacy issues (leading to increased litigation risks), security breaches and espionage. The focus is not only on hacking by third parties, but also potential breaches from built-in hard- or software “backdoors.” In addition, the market for 5G infrastructure is currently focussed on a couple of firms, and that raises the spectre of concentration risk. Potential impacts: Cyber exposures are significantly increased with 5G, as attacks become faster and higher in volume. This increases the challenge of defence. Growing concerns of the health implications of 5G may lead to political friction and delay of implementation, and to liability claims. The introductions of 3G and 4G faced similar challenges. Information security and national sovereignty concerns might delay implementation of 5G further, increasing uncertainty for planning authorities, investors, tech companies and insurers. Heated international dispute over 5G contractors and potential for espionage or sabotage could affect international cooperation, and impact financial markets negatively. As the biological effects of EMF in general and 5G in particular are still being debated, potential claims for health impairments may come with a long latency.
5G mobile networks will enable wireless connectivity in real time – a prerequisite for broad use of autonomous cars.
Cyber risks
Cyber risk presents one of the largest opportunities for the re/insurance industry, while simultaneously presenting one of the largest challenges. The frequency and severity of risks resulting from cyber-attacks and their changing nature, are expected to grow significantly over the next years. The need for cyber resilience has become a main focus of attention among corporate clients and insurance companies, triggering insurance demand. The SONAR report has flagged the evolving aspects of technological change and uncertainty in a series of cyber risk themes over the past years. This includes a focus on vulnerabilities from the IoT (2015), the challenges from increased internet fragmentation (2016), accumulation risks from cloud solutions (2017) and lurking cyber risk from end-of-life software and hardware still in use (2018). In this yearʼs report, we focus on exposures from 5G mobile and where software enhancements are applied to existing legacy hardware, particularly in the case of large infrastructure facilities.
5G will enable wireless connectivity in real time for any device of the IoT, such as autonomous cars or sensor-steered factory. Current concerns regarding potential negative health effects from electromagnetic fields are likely to increase. Hackers can also exploit 5G speed and volume to acquire (or steal) more data faster. Major concerns are possible privacy and security breaches, and espionage.
Best regards, and – Councillor Stuart Kelly – in order to steady the ship, please invite our residents association to one of your planning committees – soonest – to help you properly represent the compelling public interest with regard to these important public safety matters,
Best regards,
Paul Cardin
Wirral Residents Association
www.wirralresidentsassociation.co.uk
http://paulcardin.substack.com
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