My name is Paul Cardin. I have been running the Wirral In It Together blog for the last 13 years.

I’ve been in touch recently with a professional lady who is an expert in the provision of land and property trusts. Signing your property and land into a protective trust can prevent outsiders (such as Peak Cluster) from making impositions into your life and unwanted inroads into your family estate, such as the laying of a carbon capture pipeline through your land.

A dozen landowners in the path of Peak Cluster, but shielded by land and property trusts would form a formidable barrier and could even consign this project to history.

You can also avoid probate and keep your wishes and your circumstances private. A Private Trust also enables you to protect your assets legally and privately, so your loved ones can inherit directly — without the interference, delay, or expense of the probate system.

This lady, who shall remain anonymous for the time being, is willing to travel to Wirral from Essex in order to carry out a full presentation on her broad range of services. She will talk for free and simply asks that those attending cover her travelling expenses.

A trust will also assist greatly in the following areas:

1. Avoid Probate

When someone dies, their estate (anything still in their name) usually must go through Probate—a public, often lengthy, and costly legal process. By contrast, assets held in a Private Trust aren’t part of your personal estate, so they can pass directly to your chosen beneficiaries without court approval, delays, or public disclosure.

2. Reduce or Avoid Inheritance Tax (IHT)

Inheritance Tax is charged at 40% on anything above £325,000 (or £500,000 including your residence Nil-Rate Band). Given that the UK’s average house price is now close to £300,000, even ordinary families are at risk of leaving a £70,000+ tax bill. Assets inside a properly structured Private Trust are usually outside your taxable estate—meaning your loved ones inherit more of what you built.

3. Protect Your Home from Care Fees

If you go into care and have over £23,250 in assets, you’re expected to fund your own care—often selling your home to pay. A Private Trust can prevent your property from being counted as part of your estate, helping protect your home’s equity for your family.

4. Protect Against Divorce or Creditors

Trusts can act as a legal “shield,” keeping your home and key assets safe if you—or your beneficiaries—face divorce proceedings, business debts, or personal financial challenges.

If you’re interested, please contact me at the following email address so I can get an idea of numbers in order to arrange a date and a suitable venue.

wirralresidentsassociation@proton.me

I will release more information in due course, as and when it becomes clear that this event is likely to go ahead.

Thank you!